No backups

My hard drive at home crashed this weekend.  Not the mcgees.org machine, but the Windows machine that I use for banking, browsing, and word processing.  I have that feeling of a deep pit in my stomach that always happens in these situations where I should have been more intelligent, should not have trusted the particular hardware I was using, and should have been more diligent about making backups.  I was cavalier, and once again it cost me.